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Financial literacy seminar

When college students first step foot onto a university campus, one of the last things on their mind is their finances and understanding of financial literacy. 

The problem with ignoring the importance of financial literacy is that it is only a matter of time before students find themselves struggling financially, or worse, completely without money.  However, the lack of financial awareness by young adults comes as no surprise; in the U.S., only 17 states have laws mandating high schools to include financial literacy classes in the structured curriculum. 

A survey completed by the Lendedu Corporation, which is a student loan refinancing entity, surveyed 445 undergraduate and graduate students regarding financial literacy. The survey revealed that more than 50 percent of the students surveyed rated their financial literacy a “C” or lower with some individuals even giving themselves an “F.”

The fact of the matter is simple, many young individuals are simply not equipped with the knowledge and the necessary tools to become financially literate right after graduating high school. 

Leading the way in affordable and accessible financial literacy classes is 1 Dollar Wiser, whose goal is to provide individuals and families with access to fundamental financial literacy education by facilitating positive, unbiased and accurate credit counseling and consumer education to individuals. 

Although many people would think this type of training is mundane and pointless, there are many that would benefit from this introductory information.

One Dollar Wiser offers two courses to help individuals in various financial aspects: a budget and credit counseling course for $30 and debtor education course for $40. Both of these courses are available online and will offer something for individuals of all financial experience levels. 

This Saturday, Sept. 30, One Dollar Wiser will be presenting at the Denton North Public Library from 9:30 to 11:30 a.m.

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